How to Protect Yourself
- If the company is legitimate, they will ask you to come in for an interview and hire you.
- If you have any doubts, check with the National Fraud Information Center, the Federal Trade Commission, and the BBB.
How to Protect Yourself
I will OFTEN get requests from media people for victims to share their story (on radio, tv or in print). If you are a victim who would be willing to share your story, please contact me via email with your name, state you live in, and the type of scam you were a victim of (counterfeit check, romance, roommate, credit card fraud, 419, ID theft, etc.)
This can be a wonderful way for you to share your story and help to warn and educate other people about scams!
I think that it is wonderful to see a company that is doing something to help protect people get awarded and recognized for the things they are doing. That is why I was happy to see this press release.
“This is an enormous milestone in the history of our organization”
In other variations, the “winner” will receive a check from the fake lottery agent. They will be told that the check is a partial payment on their winnings, and that to receive the remainder of the winnings they must cash the check and wire a portion of that check, for fees or charges, to the agent. From here, this variation follows the path of a typical Counterfeit Cashier’s Check Scam. The scam victim takes the check to the bank, deposits it and waits for the bank to tell them that the check is clear. Once they believe that the check is clear and has been verified as legitimate, the scam victim then wires the “fees” on to the agent. In about a week, the scam victim is contacted by their bank and told that the check is counterfeit and that they must return the money and are fully liable for the entire amount of the check.
The FBI and police across the country are seeing cases of people having their entire bank accounts drained in ATM scams. The criminals will attach a face plate onto an existing ATM machine over the slot that you would swipe your card through. The face plate will record your account and pin number, and the scammers will just have to retrieve that information later.
In another version, the face plate covers the entire screen of the ATM. They will sometimes even create a sign that says that “We are testing out a new system, so your screen options may have changed” so that you are not quite as alarmed when the machine does not work like it should. When you enter your PIN number, the ATM will appear to reject and “eat” your card. The scammers will later come and retrieve both your card, and the PIN number you entered on their fake touch screen
How to Protect Yourself
If you notice that the ATM machine looks different than the last time you were at it, do not use it.
Run your finger along the card slot before you swipe the card. If you feel little prongs. which is how the scammers get the card back out, then do not use that ATM.
Use the ATM machines in bank lobbies. These are less likely to be targeted by scammers.
If you are on Facebook you have seen the “Like” button underneath users’s post, which is a cute way to let people know that you agree with or “like” what they said, without having to post a comment. For years, people have been saying that they should also have a “Dislike” button, so many Facebook users eagerly download a recent program that said it loaded the new “Dislike” button to your profile.
This program will ask you to download an application, which then brings up several surveys asking for personal information, and in the end you do get a “Dislike” button but you are also automatically signed up for a $5 per month cell phone charge.
Here is a link to a video report on this scam
http://www.youtube.com/watch?v=ei9GGyz1uWc&feature=player_embedded
Why do people still fall for the same old scams? This article touches on that topic.
Old-School Scams We Still Fall For | Credit/Debt | Money/Investing | Mainstreet
Here is the thing, the scams are “the same old thing” to those of us who KNOW about them . . . to everyone else they are new and that is part of the reason that people believe the stories that they hear. Why do scammers re-use the same old scams? The same reason that some television channels play re-runs of old television shows . . . there is someone out there that has not seen/heard it before, so it is new to them . . . and THOSE are the people that they can suck into their scam.
Why do people still fall for the same old scams? This article touches on that topic.
Old-School Scams We Still Fall For | Credit/Debt | Money/Investing | Mainstreet
Here is the thing, the scams are “the same old thing” to those of us who KNOW about them . . . to everyone else they are new and that is part of the reason that people believe the stories that they hear. Why do scammers re-use the same old scams? The same reason that some television channels play re-runs of old television shows . . . there is someone out there that has not seen/heard it before, so it is new to them . . . and THOSE are the people that they can suck into their scam.
Are you interested in knowing
– What a Ponzi scheme is
– What you should look for to detect possible Ponzi activity
– Why some banks have been charged with “aiding and abetting” the accused Ponzi perpetrators
– What should I do when a Ponzi scheme is suspected
Then you should join Bank Law Stuff for their webinar on Ponzi Schemes on September 21st.
We all know that we should not use our name, birthdate, pet’s name or other information that can easily be found out by others as our password. So, what are some of the most common usernames and passwords used? You would be surprised.
A recent article Top 10 Passwords You Should Never Use talks about this topic.
The top 10 most common passwords:
1. Your user name
2. Your user name followed by 123
3. 123456
4. password
5. 1234
6. 12345
7. passwd
8. 123
9. test
10. 1