New Investigative Series Wants to Help You Settle The Score!

Exciting New Investigative Series Wants to Help You Settle The Score!

Have you been the victim of a bait & switch?
Have you been stung by a scammer?
Have you been duped by an online seller, shamed on the internet or outright ripped off by someone on social media?

The internet is something we use everyday…but dangers lurk everywhere.
Online thieves, con artists, shysters & scammers are having a heyday, and their crimes are often too small scale to call the cops or file an expensive & time consuming lawsuit.

You don’t know where to go, or who to turn to…so turn to us.
If you’ve been burned by an online thief, if you’ve ‘clicked this link’ and ended up losing money, or had your reputation tarnished by a facebook or Yelp type post, then this is your chance to stand up & let your frustration be heard!

New TV Series for a Major Cable Network wants to help you find the perp, settle the score, and get even.
We’ll find out what happened, what went wrong, and chase down the person you think is guilty.

Please send an email to LetsEvenTheScore@gmail.com and tell us your story!
And please tell them that Shawn from Scam Victims United sent you!

Internet Scam Victims – Real Stories

When I first became a scam victim I was embarrassed and did not want anyone to know . . . that lasted all of 5 minutes and then I was angry at so many things . . . the scammers for their greed, the banking system for not giving me accurate information about how long it takes for a cashier’s check to clear, the wire transfer company for not having more warnings about these scams in their businesses and for turning a blind eye to the problem.

That is when I KNEW I had to do something.  I started to contact the media in order to get our story out there, and you know what . . . it HELPED!  It helped me to talk about it and get it out there, but it also helped so many other people.  My phone was ringing off the hook from people saying “The same thing happened to me” or from people who heard our story in the media in time for them to know the situation they were about to enter into was a scam and it saved them thousands of dollars.

If you are a scam victim, you could do the same thing for someone else.  I am contacted by the media in a regular basis asking for help in locating recent scam victims who would be willing to share their story.  Wouldn’t it be wonderful to know that you saved someone else from going through the living hell that becomes your life when you discover you are a victim of a scam.

If you would like to be able to help to educate people about scams and fraud, and possibly save someone from becoming a victim, please email me and I will work to connect you with a media person that will do your story justice and help us to take a step forward in educating people about these scams.

Also, you can connect with me and follow our updates from http://www.retaggr.com/page/ShawnMosch/

What’s your story?

I am being contacted by media personal, and I want to have a little info about people that may be willing to speak with them about why the topic of scams and fraud is so important to them. I was thinking of "sorting" them by states, since I usually get a media contact that wants someone in their state.

If you would be willing to speak to a media person about YOUR PERSONAL connection with the topic of scams and fraud here is an example of what I am looking for . . . mine would read like this

Shawn and Jeff Mosch
full mailing address for contact
best phone number for them to contact you at
best email address to contact you at

Summary:
Shawn and Jeff Mosch are scam victims turned Victim’s Advocate who work to educate people about internet scams. After their personal experience with a counterfeit cashier’s check scam in 2002, they found a lack of information and resources available at the time. This was the motivating factor in creating their website, ScamVictimsUnited.com. They continue to be passionate about this issue and work with other agencies to bring more awareness to the topic of scams and push for laws that will help to protect people from these scams.

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It does not need to be long . . . if you were a victim it can just be the type of scam you were a victim of, when it happened and how much you lost.

<b>DO NOT POST YOUR INFO ON A MESSAGE BOARD ON IN A COMMENT TO THIS POST SINCE IT WILL INCLUDE YOUR CONTACT INFO!</b>
Please send it directly to me from my blogger contact info
http://www.blogger.com/profile/00668897360179366316
or contacting us through the Feedback page or our site which goes to our main Admin email address.
http://scamvictimsunited.com/feedback.htm

If you could put Summary and your name in the subject line that will help me find them all in my inbox

Thanks!

Waring to all that sell online!

Here is one of those times where my two internet lives collide . . . I have my crafting blog and my scam education and awareness blog . . . and this topic will be posted on both of them.

I was made aware by a post on our scam fighting message board that recently several Stampin’ Up demonstrators have received emails from people wanting to purchase items and pay with a cashier’s check.  This is a scam that we have seen variations of for years on our website, and if the scammers are doing it to Stampin’ Up consultants, it is only time before they start to target other places that sell crafting items.

The scammer will request to purchase items and send a cashier’s check as payment.  If the check arrives, and it is for more than the amount of the items, the scammer will apologize for the error and ask you to deposit the check and wait for it to clear, and then wire the extra money back to them.  If the check is for the correct amount, once you have received the check and deposited it, the scammer will contact you letting you know that they need to cancel the order and will request that you return the money to them by wire transfer . . . they may even tell you to keep a portion of the money for your time and trouble.

If this situation matches one that you hear of, it is a scam.  The cashier’s check will come back as counterfeit later on and you will be held liable for the entire amount of the check.  Just because the bank has told you that the check is “good”, “clear” or “verified” does NOT mean that the money from that check is “real” and that you are safe . . . in most cases, in about a week or two, the bank will contact you and hold you liable for the money.  People have lost thousands of dollars due to these scams, and there is no way to recover this money because the scammers are in another country . . . it would have to be the law enforcement and government in that country that would have to do something about these scams.

To learn more about these and other scams, go to my website ScamVictimsUnited.com

Be a Secret Santa!

Make Christmas special for a young child this year . . . be a Secret Santa!

 

 

 

 

 

 

 

 

 

 

 

Secret Santa Fundraiser

We were hit with our Counterfeit Cashier’s Check Scam just before the holidays in 2002, and for a while we did not know where we were going to find the money to provide a magical Christmas for our then 2 and 9 year old children. Because of that, we created the Secret Santa Program, which allows you to donate money or gifts for a family who has recently been impacted by scams, and have young children.

We have made it easy for you to help out with this.  There are several ways you can donate
On Facebook, we have a Cause Page
Or go to our Donations Page to donate by PayPal
Or use our new GiveMN Fundraiser Page

Take a minute to remember others

With Thanksgiving over, and the Christmas shopping season in full swing we at Scam Victims United are asking you to remember others this year.  You can do this by sponsoring a family who has recently been hit with a counterfeit cashier’s check scam, and make sure that the young children in that family still wake up with gifts under the tree.  We call this our Secret Santa Program, and if you are interested in being a part of it please contact Shawn

You can also help out by supporting Scam Victims United with a donation as small as the cost of a cup of coffee.

Frustration, confusion, anger . . . the feelings of a scam victim

I just finished answering an email to a scam victim, and we were talking about the different feelings and emotions that come over a person who is a scam victim.  I wanted to share my email to that victim with you.  I don’t really need to know the background on their story to understand my response to them.

I can relate to your frustration . . . I have been there!  Eight years ago at this time we were fighting our battle, and every time that I read the story of another person becoming a victim I am taken right back to the place I was when I found out that we lost thousands of dollars to this scam.  It puts you on an emotional roller coaster that you did not ask to get on . . . you were just thrown onto it.

At the time, I did not want to hear anyone tell me that our case would not be investigated and that the criminal would not be caught.  That is part of the reason that I started our website . . . I needed to shout our story out to the world.  I needed to feel like someone heard me.  Then, as the years passed I started to learn how things work . . . the big picture . . . and it really disgusted me that so many saw this as the victim’s problem.  WHY!?!?!  If someone would have broken into my house with a gun, would it still have been my problem and not a legal problem?  If I went to the bank and was told that a loan would have a certain interest rate, and I later found out that it actually had another would that be my problem?  So why is it that the bank can tell me one thing (the check is good) but when it comes back that it is counterfeit THAT is my problem and not an error that THEY need to resolve?

I have been in the place where I feel like I am going crazy over this topic too.  Maybe that is why I felt like our website needed to have a message board also, so that people can share their stories and we can all help each other heal.  Yes, we have to move on, but I feel that being a scam victim changes us so that we move on but it is always a part of us, and those of us that feel the need to help others have to share our story in order to warn others.

It is the emails from people like you that remind me why we did what we did . . . creating the website, telling our story, trying to bring awareness and attention to these scams.  I think that we have made some progress over the years, but there is still so much that needs to be done.

If you agree with us that more needs to be done to raise awareness about scams and fraud, I encourage you to contact your law makers and ask them to create laws that will protect people from these scams.  Make the banks liable when they tell the banking customer that the checks are good, clear or verified.  Not only can you write your own letter, you can sign our petition . . . make YOUR voice heard!

Eight years . . .

Eight years ago this month my husband and I became victims of a counterfeit cashier’s check scam when our bank told us that a cashier’s check we received was good, clear, verified and that we would have no problems with it.  Off of that information, we went forward with a transaction.  One week later the bank contacted us to let us know that the check was counterfeit, and that WE were 100% liable for the money . . . even though they had told us it was good, clear and verified.
It was this situation that brought us to create the website ScamVictimsUnited.com, where we warn people about scams, offer resources and advice, and allow people to talk with other victims on our message board.  In the first two years of our site being operational we helped stop over $2 million dollars from going into scams.

Now, you would think that eight years later things would have changed.  Some things have, but even today we see victims coming to our site who brought these checks to the bank and were told that they were good, clear or verified . . . sometimes by more than one bank employee . . . so the exact same situation that happened to us eight years ago is still happening to people today.
Until laws can be changed to hold the banks accountable for telling the customers that these checks are good, clear and verified and then later hold the bank customer liable when it comes back that they are NOT a true check, education is the best way we have to fight these scams.

What can you do?

Write to your law makers and tell them that you want to see banks held liable for releasing funds on checks that they have told customers are good, clear or verified, and then later reversed those words to hold the customer liable.

Sign our petition to ask for stronger consumer protection laws.  If the banks are liable for the money lost, and not the customer, then they will change their practices and make SURE that every penny is accounted for before they release the money to the customer.

Contact your bank and ask them if you brought in a cashier’s check for $4000, how long would it take to know you could use the money, with no worries about the check.  If their answer included terms like “clear“, “good” or “verified‘ you may want to read the information we have on what these terms really mean, and then armed with that information you may want to speak to the bank manager about better education on counterfeit checks for his staff, or go and find a bank that already does understand these items and can therefore better protect you and your money.

 

Scammers pretending to be US Soldiers

I just got done reading an article about the increase of scams in which the scammers are pretending to be a US Soldier. Why do these scams continue to work so well? These scams play on the victims emotions.

As far as we look back at history, we can find stories of letters being sent from soldiers going to fight for their country or a cause back to someone that they care for. With the age of the internet, these letters are sent via email instead of traditional methods. Through these letters people feel connected and share stories, and the start to build trust and sometimes even deeper feelings for the other person. Now, add to this that many people want to do the right thing to help out a soldier who is fighting for our country and you add even more emotion to this stories and THAT is why they work so well.

This article does state that

The Army has received complaints from the United States, Canada, Australia, Japan, Great Britain and elsewhere, with victims reporting losses from a few thousand dollars to $28,000 in one case, Grey said. The stolen identities have primarily come from soldiers and Marines, who have been deployed in the greatest numbers.

In response, the U.S. government has issued warnings, with its embassy in London going so far as to post online examples of fraudulent military papers used in scams.

The US Army released a warning about these internet scams which includes some red flags and warning signs to look for.  At Scam Victims United, we would recommend that you do not send money to anyone that you do not know personally.  If the first time that you came in contact with this person is via the internet, even if you have been speaking for months, remember that you do not really KNOW this person . . . you have no way of knowing who is really on the other end of the computer screen.

NOVA Conference – summary

I found a video the other day that shows a summary of the NOVA Conference that I attended in August. It was a wonderful event, and I want to thank NOVA for putting this on.

http://www.youtube.com/v/8wVOkGYYA4M&rel=0&hl=en_US&feature=player_embedded&version=3