Scam emails

They never stop coming into our inbox, so as long as we get them, we will continue to share them so that others will know how to spot a scam email. Here is one that was in my inbox today.

Hello my friend.

It is understandable that you might be a bit apprehensive because you do not know, but I have a lucrative business proposal of mutual interest to share with you. I got your reference in my search for someone who suits my proposed business relationship.

I am Mr P. Lee of South Korea, happily married with children, and I am Director of Hang Seng Bank Ltd., in charge of the International Remittance Department. I have a confidential business proposal for you. I need you to assist me in implementing a business project from Hong Kong to your country. It is the transfer of large sums of money. Everything about this transaction shall be legally done without hitch. Please try to observe utmost discretion in all matters concerning this issue.

After funds have been successfully transferred into your account, we will share in proportion to both of us agreed. I prefer you to me on my private e-mail address (peterleejp@aol.com) and then after that I will give you more information about this operation. If you’re interested, send me the following urgently:

1st Names and surnames
2nd Occupation
3rd Private phone number
4th Current contact address

Please, if you do not want to delete this e-mail and do not hunt, because I am putting my career and life of my family at stake with this venture. Although nothing ventured nothing gained.

Your earliest response to this letter will be appreciated.

Sincerely,

Mr.Pt. Lee
Hang Seng Bank Limited
Hong Kong. () Asian
E-mail: – peterleejp@aol.com

Mr. Pavarotti

I was contacted by the someone who operates another scam fighting site that they have gotten several reports of victims who have lost money to an inheritance scam from someone using the name Mr. Pavarotti.

Here are the two emails addresses connected with these emails

<a href=”billkennedy.judy@yahoo.co.ukmailto:billkennedy.judy@yahoo.co.uk”>billkennedy.judy@yahoo.co.uk</a>

<a href=”michaelharryx@gmail.commailto:michaelharryx@gmail.com”>michaelharryx@gmail.com</a>

Remember, the name and email addresses alone cannot fully warn you if the person YOU are dealing with is a scammer or not.&nbsp; The scammers change their names and email addresses often.&nbsp; If their offer involves sending a cashier’s check to you, you cashing or depositing it, and then wire any portion of that money back to them or on to someone else then it is a scam.

RFID ~ protect your data

I have the pleasure of calling fellow scam fighter Denise Richardson my friend, and she introduced me to a product that can help protect everyone, and I had to share it with you.

First off, do you know what a Radio Frequency Identification (RFID) tag is?  A RFID tag holds your name, credit card number and anything else that your bank or credit card company decides to embed on it.

Now this is where I say “Why don’t these people use their minds for good instead of evil” . . . I say this because there are also Radio Frequency Readers and Remote Frequency Readers that allow you to read, or skim, the information off of someone else’s RFID tags without ever touching the card that those tags are embedded on!  Yes, someone actually went out and created a hand held device that you can use to collect the credit card information of other people . . . people sitting next to you on the bus, or walking down the street.

So, how do the REST of us protect ourselves from those that are using their minds for evil instead of good, or those that have purchased the products that these evil thinkers have created?  There are companies like Kena Kai and Magellan’s that have wallets that actually block RFID reading products.  See . . . now THAT is someone using their minds for GOOD and not evil!

How did I find out about these wallets?  From Denise Richardson of GiveMeBackMyCredit.com If you would like to read what Denise has to say about these products you can read her blog on the topic.

Lottery scams on TLC

Tomorrow night, October 21st, TLC will be airing a special episode of The Lottery Changed My Life, which will be talking about lottery scams.
Thank you TLC for bringing attention to this issue.

Wire Transers

A recent article about scams and wire transfers caught my eye the other day.  Here are time facts from the article . . .

Rules governing wire transfers place a larger burden on account holders than laws on credit cards or debit card . . . . {the} bank says {the victim} may not have met required security requirements on his computer system — even though he has secured wireless, firewalls, anti-virus software and other protection — and so, the bank may not be liable to pay him back. 

I get really frustrated when I see things like this.  Why is it that the banks can sit back and do nothing, and put all of the blame on the customer!?!?!  When do the banks have to stand up and say “There are things we could have done to stop this, so we are liable also.”

Eight years . . .

Eight years ago this month my husband and I became victims of a counterfeit cashier’s check scam when our bank told us that a cashier’s check we received was good, clear, verified and that we would have no problems with it.  Off of that information, we went forward with a transaction.  One week later the bank contacted us to let us know that the check was counterfeit, and that WE were 100% liable for the money . . . even though they had told us it was good, clear and verified.
It was this situation that brought us to create the website ScamVictimsUnited.com, where we warn people about scams, offer resources and advice, and allow people to talk with other victims on our message board.  In the first two years of our site being operational we helped stop over $2 million dollars from going into scams.

Now, you would think that eight years later things would have changed.  Some things have, but even today we see victims coming to our site who brought these checks to the bank and were told that they were good, clear or verified . . . sometimes by more than one bank employee . . . so the exact same situation that happened to us eight years ago is still happening to people today.
Until laws can be changed to hold the banks accountable for telling the customers that these checks are good, clear and verified and then later hold the bank customer liable when it comes back that they are NOT a true check, education is the best way we have to fight these scams.

What can you do?

Write to your law makers and tell them that you want to see banks held liable for releasing funds on checks that they have told customers are good, clear or verified, and then later reversed those words to hold the customer liable.

Sign our petition to ask for stronger consumer protection laws.  If the banks are liable for the money lost, and not the customer, then they will change their practices and make SURE that every penny is accounted for before they release the money to the customer.

Contact your bank and ask them if you brought in a cashier’s check for $4000, how long would it take to know you could use the money, with no worries about the check.  If their answer included terms like “clear“, “good” or “verified‘ you may want to read the information we have on what these terms really mean, and then armed with that information you may want to speak to the bank manager about better education on counterfeit checks for his staff, or go and find a bank that already does understand these items and can therefore better protect you and your money.

 

LoveFraud ~ Should I warn the next victim?

The website LoveFraud is a site dedicated to helping those that have fallen in love with a con-man.  The owner of the site, Donna Andersen, knows this situation because she lived it.

When asked about warning the con-man’s next victim, Donna gives some great advice.  Make sure to be safe, think about your emotional state, and how the victim’s reaction may affect you.  She talks about all of these items in more depth on her site.

I’ve heard of cases where the victim was grateful for the warning and got out. I’ve heard of cases where the next victim has refused to listen and stayed with the sociopath. And I’ve heard of cases where the victim stayed for awhile, then started to see the bad behavior, remembered the warning, and got out.

I know that since I’ve posted the information about my ex-husband, James Montgomery, online, at least seven women have contacted me to thank me for the warning. They Googled his name, found Lovefraud, and dumped him. I don’t know how many may have dumped him without telling me. This makes me feel good.         ~ Donna Anderson

 

National Center for Victims Of Crime

The National Center for Victims Of Crime ((NCVC) will hold it’s annual conference from June 20-22, 2011 in Washington, DC

They are currently looking for presenters for the conference.  I presented at a workshop at the 2007 conference.  If you are interested n submitting a proposal it must be in by December 6, 2010.  Go to the NCVC’s website to download the application.

Conferences like these are a wonderful way to let others know about the work you are doing, and network with other groups so that you can reach even more people.

PUBLISHERS CLEARING HOUSE SCAM

Who doesn’t want to win the lottery or a sweepstakes? I think we have all had that “dream” at one time or another. What would we do? How would we spend the money? This is why so many people want to believe that there is a chance that they really DID win when they are contacted by scammers pretending to be with The Publisher Clearing House or other sweepstakes.

The scammers do not just send emails any more. Some are calling their intended victims directly. This is why it is important to protect information like your address and phone number. Do not post this information on blogs or open message boards.

Things that are still the same with this scam is that they will ask you to wire money to them, for legal fees or other reasons. Remember, if the lottery or sweepstakes is legitimate, they could deduct those fees from your winnings without you having to wire them anything.

Doing a Google search on any information that you have on the “sweepstakes representative” that contacts you is one way to try and check things out. Often the phone number that the call came from will be from another country, which is a dead giveaway that this is a scam.

Date Scam

I would like to introduce you to another scam fighting site, DateScam.co.uk, and probably the best way to do so is to share the story from their About Us page.

As an “almost” victim of an online dating scam, TWICE, I came across so many difficulties trying to find the information and resources to deal with this. There is a lot of information out there that gives advice on how to prevent yourself from becoming a victim of a scam and how to spot a potential scam etc etc.

There is information about what to do in the event that you have been scammed. But dating scams are a VERY PERSONAL ISSUE, and one that many people may feel too embarrassed to talk about, even to their family and friends.
Many of the “scam/fraud information sites” are American and you only find out when you have spent ages reading through the “blurb” that they are of no use to you.

Many sites charge ASTRONOMICAL FEES to do background checks on people. You can do this yourself to a point, if you HAVE THE TIME and know where to look! But how can you check on someone using a false name, or address, or phone number?

The process is such a long winded one , and unless you are committed to spending the time researching, the chances are that you will give up!

I tried a variety of tactics using google and Bing etc. I typed in dating scam, Internet dating scam, online dating scams, how do I know if I’ve been scammed? and combinations of all of those. I got really confused and spent hours trawling online scam sites. With all of these difficulties there wasn’t really on particular site that could give me the answers I needed.

So this website has been created to give support and help to those who have found themselves at the hands of a dating scammer, and to remove endless hours hitting your head against a brick wall.

There are currently 4 researchers who work at DateScam.co.uk, and they have ALL been victims of online dating scams at one time or another and they want to help to stamp out the online dating scam, or at least make a dent in it.