MN AARP Event

Your Family’s Money Matters: Make the Most of Your Finances In Tough Economic Times

Saturday, March 26, 2011
8:30 – 11:30 A.M.
The Wilder Center
451 Lexington Parkway North, Saint Paul
Choose from workshops about:
  • Financing a small business
  • Planning for Retirement
  • Getting the most from your tax return
  • Creating healthy financial habits
  • Preventing home foreclosure
  • Understanding your credit report
Space is limited! To register, send an e-mail to rsvp@franken.senate.gov or call (651) 221-1016. Please indicate which two workshops you would like to attend.
Workshops will be presented by partnering organizations:
AARP, AccountAbility Minnesota, Lutheran Social Service, The Minnesota Home Ownership Center, U.S. Small Business Administration, WomenVenture.
Senator Franken will give opening remarks.

Below is the link to the flyer for this event.
http://www.accountabilitymn.org/sites/default/files/Sen_Franken_FTC_Event.pdf

Advertisements

Fraud Fighting Forum

AARP and the BBB is holding a Fraud Fighters Forum on April 20th in Golden Valley, Minnesota.

You can read the details of the event here.

Attorney General Lori Swanson will be there, along with other top officials, to show you how to spot and stop fraud.

Hear about the crimes that affect Minnesotans and what members of the law enforcement are doing to combat criminal activity. Experts will cover the topics of:

Financial schemes
Investment fraud
Health care fraud
Identity theft

With the right information, you can avoid becoming a victim of fraud

Crime Victims Rights Week

Fairness. Dignity. Respect.

This is the theme of the 2010 National Crime Victims Rights Week.

I think that these three words say a lot. I feel that there needs to be fairness, dignity and respect for all crime victims, even White Collar Crime victims like the ones we help at Scam Victims United. Too often these victims are seen as not really needing help or services because they are “just paper crimes”. Since we do not have any physical encounter with the person that victimized us, we are seen as less of a victim.

I for one can tell you that we go through the same emotional rollercoaster that a victim of other types of crime. Just because I was not stopped at gunpoint on the street corner does not mean that I don’t have emotion scars from what happened to me. And we suffer the same financial weight that other crime victims suffer . . . and some victims even more so if they are criminally charged with trying to defraud the bank by presenting a counterfeit check. Can you imagine finding out that you have lost thousands of dollars, then being arrested and having to find a lawyer to prove that you are innocet?

Fairness. Dignity. Respect.

We all deserve it.

National Crime Victims’ Rights Week

Check out what events will be going on in your area for National Crime Victims’ Rights Week

http://ovc.ncjrs.gov/ovccalendar/

NOVA Conference

I will be presenting a workshop along with Denise Richardson of GiveMeBackMyCredit.com at the NOVA Conference this August in Salt Lake City, Utah.  The full list of workshops is now available and can be found at http://www.trynova.org/conference/2010/workshops.html

I hope to see you there!

Financial Reform 101 with Prof. Elizabeth Warren

I was asked by my friends at AFFIL to share this information with you.

Americans for Financial Reform invites you to a special online event!

Financial Reform 101 with Prof. Elizabeth Warren

Tuesday, April 6
4:00 – 4:45 pm Eastern time

AFR is hosting this special discussion with Professor Elizabeth Warren and AFR Director Heather Booth for the general public. It will focus on where we stand in the movement for financial reform, and how everyday citizens can get involved in the fight to rein in the big banks and get the economy back on track. We hope you can join us and promote the webinar far and wide!

You and your members can sign up here:

https://www1.gotomeeting.com/register/482147880

* Find out about reform efforts in Congress—including the Senate bill currently being debated, and the House bill which passed in December
* Learn why we need a Consumer Financial Protection Agency to protect us from abusive financial products
* Ask Professor Warren and Heather Booth your question about financial reform
* Hear about ways to join the fight around the country and online

Space is limited so sign up now!

Special thanks to the National Consumer Law Center for providing the webinar software. Please contact Sarah Byrnes, Sally Brzozowski or Chris Bowers with questions.

Another sample letter

If you want to join our letter writing campaign, but don’t feel like you can come up with your own letter about why scam education and awareness is important, let me offer this as a sample of what you could say in your letter.

——————–

So many of the online scams involve the scammer sending a counterfeit cashier’s check or money order, asking the victim to wait for it to “clear” and then wire a portion of the money on to someone. The scammers make up all kinds of stories to make the reason for having to wire money to someone else make sense, and of course since the bank has already told you that the check is “clear” you feel like there is nothing to worry about.

Did you know this . . . when you wire money to someone, even if you write on the documentation that the wire transfer is to be picked up in Detroit, Michigan if the scammer has the test/security question and answer along with the wire transfer information then they can pick up the money at any location in the world . . . like Lagos, Nigeria.

These test or security questions are a feature put in place for emergency situations, when the person picking up the money has lost their photo id, which is normally needed to pick up a wire transfer. But if you give the scammer the test/security question information that is how they bypass the need for a picture id when picking up the money. This happens every day on sites like Craigslist. The scammer will pretend to be within the United States so as to not raise any red flags with the potential victim by mentioning that they are really in Nigeria.

With so many scams using wire transfering services like Western Union and MoneyGram we at Scam Victims United would like to see these companies increase their security by making it mandatory that the money must be picked up in the destination zone. If the documentation filled out by the customer says that the money is going to Detroit, Michigan, then the money should not be able to be picked up outside of the state of Michigan, no matter what information the person picking the money up has. This would help to reduce the number of scams going on because the scammers would then have to tell the victims to wire the money to Nigeria for them to be able to pick it up, and with so many people this would be a red flag because of the information about Nigerian scams.

In addition, wire transfering services could have a Fraud Alert posted in their store locations, and when anyone does fill out a wire transfer form and indicates Nigeria as the destination for the money to be picked up they could point out the Fraud Alert or have the customer sign a secondary document saying that they are aware that there are many internet scams coming out of the country of Nigeria which involve receiving a cashier’s check or money order and then wiring money.

Since we cannot go to other countries and arrest the people running these scams we must do as much as we can to provide the correct information to the American public to educate them about these scams. This means that everyone must do their part, including the wire transfer services that the scammers use as a part of their business. I would like to propose laws that would require wire transfer services to implement and follow such security measures.

Education is the key to fighting scams, and that is why we are also asking for scam education and awareness programs. To read more about this please go tohttp://www.change.org/actions/view/crea … s_programs