Sammy Rabbit

 

Yesterday I spoke on the phone with a wonderful man by the name of Sam Renick.  His site, www.itsahabit.com helps to teach children about good habits when it comes to money and saving.  I spoke with him about a possible partnership where we could teach children about scams and fraud.  My thought is that you need to teach the next generation about these issues so that they can have the tools to better protect themselves when they are out on their own.  How does scam and fraud education tie into financial education?  Well, once you have your money in your wallet/pocket/bank account, you have to know about scams and fraud otherwise the scammers will try to take that money from you.  Now I just have to figure out how to take this idea down to a young child’s level.  I need a good saying, like the old fire safety “Stop, Drop and Roll” that kids can remember and relate to . . . and then Sammy Rabbit and Scam Victims United can bring this message to the kids.

 

Please check out Sam Renick’s site. 

Author, Founder, CEO, Social Entrepreneur
The It’s a Habit! Company, Inc.
Award Winning Financial Education Products & Programs Since 2001
www.itsahabit.com
www.sammyrabbitblog.com
http://twitter.com/sammysays

How to save elderly relatives who keep falling for scams

I saw this blog entry today and had to share it. 

How to save elderly relatives who keep falling for scams

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PONZI SCHEME INDICTMENTS: Five Charged in $7 Billion Ploy

PONZI SCHEME INDICTMENTS: Five Charged in $7 Billion Ploy

FBI
—
Stanford – Press Room – Headline Archives 06-19-09

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5 times in one day

I got this same email 5 times today. Once from the email address morrismoore@w.cn and 4 times from the email address of morrismoore1@w.cn

Subject: ACCEPT MY PROPOSAL!!!
Date: 6/13/2009 7:37:24 P.M. Central Daylight Time
From: morrismoore@w.cn
Reply To:
To: morrismoore@w.cn

MORRIS MOORE
66 Lancaster Road
Hartlepool TS24 8LW
UNITED KINGDOM.

Dear friend,

I am the above named person but now undergoing medical treatment in London, England. I worked with British Drilling Corporation East London for over a decade I married for fifteen years without a child. my wife died after a brief illness that lasted for two weeks.I vow to use my wealth for the down trodden and the less privileged in the society. Since the doctor had comfirmed my situation that I will not live long I have decided to give
out my money to the poor. Deposited the sum of 120 Million (One Hundred and Twenty Million Pounds sterling) with my Bank.Presently, this money is still there. Recently,my Doctor told me that I would not last for the next 25 days due to cancer problem.Though what disturbs me most is my stroke.

Having known my condition I decided to donate this fund to an
individual or better still a God fearing person who will utilize this money the way I am going to instruct here in.

I want an individual that will use this to fund and provide succor to poor and indigent persons, orphanages, and above all those affected in the Tsunami in far Asia and the Hurricane Katrina Disasters.I understand that blessed is the hand that giveth. I took this decision because I do not have any child that will inherit this money and my relatives are not inclined to helping poor persons and I do not want my hard earned money to be misused
or spent in the manner I will not like and I also do not want a situation where this money will be used in an ungodly manner, hence the reason for taking this bold decision. I am not afraid of death hence I know where I am going.I know that I am going to be in the bosom of the Almighty.I do not need any telephone communication in this regard because of my health, and because of the presence of my relatives around me always. I do not
want them to know about this development.

With God all things are possible. As soon as I receive your reply I shall give you the contact of the Bank. I will also issue them a letter of authority and change of ownership certificate,that will empower you as the original beneficiary of this fund,through my Lawyer. I want you to always pray for me. My happiness is that I lived a life worthy of emulation.

Whosoever that wants to serve the Almighty must serve him with all his heart and mind and soul and also in truth. Please always be prayerful all through your life.Any delay in your reply will give me room in sourcing for an individual for this same purpose.Please assure me that you will act according to my specification herein.Hoping to hear from you at my private email.

Thank you and may the Almighty bless you.
God Bless You,

MR MORRIS MOORE

(I love the fact that he says that the doctors have told him that he only has 25 days to live . . . funny, if I only had 25 days to live I would not be emailing people I don’t know!)

Looking at a scam email

Since I get so many of these emails in my spam folder, and people ask me “How do you know it is a scam?” I thought that I would start taking some of the emails that I get and posting them here and showing how you can tell it is a scam.

Subject: DEAR BENEFICIARY,
From: revphillip02@msn.com
Reply To: revphillips_matthews@ymail.com

(having two different email addresses, one that it is sent from and one that you reply to, is a typical scam email trait.  This is often because they are working with a group of people . . . one is sending out the emails, and another one works the scam when people reply)

DEAR BENEFICIARY,

 

VERIFICATION OF YOUR PAYMENT/WINNINGS FILE.

 

THIS IS TO INFORM YOU THAT FROM THE RECORDS OF OUTSTANDING PAYMENT WITH THE
FEDERAL GOVERNMENT OF NIGERIA, THE SOUTH AFRICAN GOVERNMENT, THE UNITED
KINGDOM GOVERNMENT, DEMOCRATIC REPUBLIC OF GHANA, REPUBLIQUE DE COTE
D’LVOIRE YOUR NAME/PARTICULARS WAS DISCOVERED AS NEXT ON THE LIST OF
OUTSTANDING ONTRACTOR/INHERITANCE/LOTTERY WINNER WHO HAVE NOT RECEIVED THEIR
PAYMENT.

First, anything that says Nigeria or South African Government is a scam red flag.  Second, if you did not enter a lottery, you are not a winner.
I WISH TO INFORM YOU THAT YOUR PAYMENT IS BEING PROCESSED FROM THE ABOVE PAN
AFRICAN BANK (CENTRAL BANK OF NIGERIA) AND WILL BE RELEASED TO YOU AS SOON
AS YOU RESPOND TO THIS LETTER. ALSO NOTE THAT FROM THE RECORD IN MY FILE,
YOU ARE FOUND AS ONE OF THE ABOVE BENEFICIARIES FROM THE ABOVE MENTIONED
NATIONS YET TO RECEIVE OUTSTANDING PART PAYMENT OF US$10,500,000.00 (TEN
MILLION FIVE HUNDRED THOUSAND UNITED STATES DOLLARS).
KINDLY RE-CONFIRM TO ME THE FOLLOWING:
1) YOUR FULL NAME………………………………..

 

2) YOUR CONTACT ADDRESS ………………………….

 

3) YOUR FULL BANKING DATA…………………………

 NEVER give out your bank info!  They will just use it to drain your account.

4) PHONE, FAX AND MOBILE………………………….

 

5) PRIVATE EMAIL ADDRESS…………………………

 

6) PLACE OF WORK AND ADDRESS………………………

 

7) AGE AND MARITAL STATUS…………………………
AS SOON AS THE ABOVE INFORMATION ARE RECEIVED, YOUR PAYMENT WILL BE MADE TO
YOU IN A CERTIFIED BANK DRAFT OR DIRECT WIRE TRANSFER TO YOUR NOMINATED BANK
ACCOUNT FROM EITHER OF OUR UNITED STATES PAYMENT CENTERS OF; CITI BANK NEW
YORK OR BANK OF AMERICA CALIFORNIA, ROYAL BANK OF SCOTLAND AND HSBC BANK IN
LONDON UK.
PAYMENTS ARE ALSO DESIGNED TO BE PAID THROUGH OUR U.S.A CORRESPONDENT BANKS
OF FIRST NATIONAL BANK, PSG INVESTMENT BANK, NBS BANK, NEDBANK, SOUTH
AFRICAN RESERVE BANK, STANDARD BANK OF SOUTH AFRICA, STANBIC BANK, RAND
MERCHANT BANK, WESBANK, FIRSTRAND BANK, MERCHANTILE LISBON BANK, ALLIED BANK
AND ABN AMRO IF BENEFICIARIES FUNDS ORIGINATE FROM SOUTH AFRICA OR ANY OF
THESE BANKS OFFICES IN AFRICA.
BENEFICIARIES ARE STRONGLY NOTIFIED THAT FINAL PAYMENTS ARE MADE THROUGH PAN
AFRICAN BANK (CENTRAL BANK OF NIGERIA) YOU CAN EMAIL ME ON MY DIRECT MAIL
ADDRESS AS SOON AS YOU RECEIVE THIS MEMO FOR MORE DETAILS.

 

REGARDS,
REMAIN BLESSED
REV PHILLIPS MATTHEWS
DIRECTOR FOREIGN REMITTANCE UNIT.
CENTRAL BANK OF NIGERIA (CBN)

Oh, and if he is with the Central Bank of Nigeria, why is he contacting you through a msn.com email account?  Wouldn’t it be an official email address connected with the bank?